Health Insurance and nib have partnered together to protect your health!

Through our partnership with nib, we are committed to providing opportunities for our clients to protect their health through comprehensive coverage and exceptional service.

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Join a new combined nib Hospital & Extras cover and get a nib digital visa gift card worth up to $500.00, plus we will waive the 2 and 6 months wait on Extras*.

Join a new combined Hospital & Extras cover and get a nib Digital Visa Gift Card worth up to $500*. Plus we'll waive the 2 & 6 month wait on extras*. 

*Offer ends 31 August 2024. New Australian resident members only. Eligible products only. Value of offer is based on level of cover selected, see details. Offer fulfilled in month 3 of membership. Eligibility and T&Cs apply. See details here.

More than just insurance

Save on fuel, fitness, food and more with nib rewards! It’s our way of saying thanks.

4% discount

Get 4% off your premiums# when you choose to pay by direct debit (excludes Ambulance Only cover).

Cover at your fingertips

Manage your policy wherever you are with your nib account and the nib app.

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Popular FAQs

  • is made up of people who love insurance! We're driven to help people and businesses protect themselves financially against the unexpected. Our goal is to help you find insurance that will provide security and certainty for the future. We understand insurance isn’t everyone’s thing, but it is ours and we have a long history of expertise in what we do. 

    As a member of the Insurance Brands Australia group of companies, we have close to 40 years experience helping over 30,000 Australians protect their assets, businesses and livelihoods.

  • uses intelligent simplified pathways to provide comprehensive insurance cover, value for money and the best possible service in the least possible time. 

  • Jump across to our claims page. We'll sort it out.


*This Offer is only available to new members who join an eligible combined nib Health Insurance Hospital and Extras policy through the referral website, or over the phone by 11:59 pm (AEST) 31 August 2024. Ineligible products include Basic Kickstarter and Basic Accident Hospital. Not available to existing health insurance policyholders with nib, AAMI, Apia, Suncorp, nib, ING Health Insurance, GU Health, Priceline, Qantas, Real Health Insurance, Seniors Health Insurance, or to previous policyholders who have held health insurance with any of these brands and cancelled their policy 6 months before or during the Offer Period.


The Offer consists of providing the Member with a nib visa digital Gift Card, via email, for an amount equating to a maximum of AUD $250 (inclusive of GST) for single policies and a maximum of AUD $500 (inclusive of GST) for couples, families and single-parent families policies. The eligible member must maintain the qualifying policy up to the date of the Offer being applied to the policy, as outlined in the terms and conditions. The Offer will be forfeited if the eligible member is not an active policyholder on this date. Not available with any other offer unless otherwise stated.


In addition, 2 & 6 month waiting periods will be waived for Eligible Members on all Extras services that normally require a 2 or 6 month waiting period under the Eligible Product. The Waiver will be fulfilled at the time the Eligible Member takes out the Eligible Product.  Longer waiting periods may apply for some services. See full terms and conditions. 

#Set up a direct debit from your bank, building society or credit union cheque or savings account for a discount of up to 4% (not applicable to Ambulance or Overseas covers).


~Waiting periods may apply for services and higher annual limits not covered with your previous insurer. Any annual limits you have already used with your previous insurer will also carry across to nib until they're reset on 1 January. To ensure you receive this continuity of cover, make sure you switch to nib within 59 days of cancelling your previous policy.

This Health Insurance offer is issued by nib health funds limited ABN 83 000 124 381 (nib) a registered private health insurer. Health Insurance services will be provided by nib.