Business Insurance

As a Sole Trader or Small Business Owner, getting the right insurance for your business is important. To save time, we've tailored our insurance options to suit a variety of professionals and businesses. Getting a quote is fast and simple, so get protected and be on your way in no time!

Why insurance.com.au?

We'd choose us, but why should you?

Policy benefits tailored to your occupation

Dedicated customer service team available

Pay by the month or pay annually

Fast. Simple. Business Insurance Done.

Get comprehensive business insurance in minutes with insurance.com.au. Discounts apply when you choose to bundle certain covers. Business Insurance Done.

Protects your business against claims for personal injury, property damage or advertising liability.
Protects your commercial property, contents and stock. Includes Glass, Theft & Money as optional.
Covers your Tools of Trade and Portable Business Contents, including laptops, in case of theft or accidental damage.
For those that provide specialist services or advice, Professional Indemnity covers you in case of errors or omission's.
Covers data breaches in the case of a cyber attack by providing financial assistance to respond and recover. Not available online.
Combined Professional Indemnity and Public & Product Liability cover specific for Healthcare Professionals.

Optional Covers.

Get added peace of mind for you and your business.

Business Interruption

Covers your lost income, profits or turnover as a result of interruption to your business caused by unforeseen events, such as a fire.

Theft, Money & Glass

Covers loss or damage to your contents caused by theft or attempted theft; loss of business money; and damage to or broken glass at your location.

Equipment Breakdown

Covers you for breakdown to your machinery or items of electronic equipment that occurs at the location.

Providing cover to Small Businesses Australia wide.

Running a business often involves taking risks, but don't gamble with your livelihood. Protect your long-term interests by insuring your business at insurance.com.au. Get a variety of business insurance cover in minutes and get back to doing what you do best. Don't take the risk, let’s get your business protected in a few easy clicks. 

Need more help deciding? Here are some common things people ask about our small business insurance cover.


Do I need multiple covers for my Small Business?

This varies depending on the business. It is important to consider what can go wrong in your business and whether business insurance is required to mitigate that risk.  

Our Small Business Insurance is designed to provide multiple covers in one easy-to-manage place to ensure your business is protected against many unexpected events.

Does your Small Business Insurance cover theft?

Yes. Our Small Business Insurance has an option for Theft, Money and glass cover.  

It is important to consider how much your business contents and stock are worth and the amount of coverage you will need to ensure to ensure your policy can adequately cover your lossIf you have any questions, our customer support team are always here to assist 

How do I keep running my Business if something happens?

Unexpected events can occur when running your business, and sometimes, this may impact daily operations. Business Interruption Insurance may help cover certain financial losses and other business expenses to help you get back on your feet faster. 

Does your Business Insurance cover my occupation?

Our Business Insurance has options for the below occupations + more:


  • Sole Traders

  • Retailers 

  • Florists 

  • Salon Owners

  • Cafes and Restaurants  

  • Tradesmen

  • Mortgage Brokers

  • Psychologists

  • Yoga Instructors


Can’t see your occupation? We still may be able to assist! Scroll down to explore some of the occupations we service.

Tradies

For Tradies looking to get onsite quick or trade based business owners looking for broader coverage for their business.

Small Business Owners

Salon owners, florists, retailers, cafes, restaurants, cleaners and market stall holders are just some of the businesses we can help.

Hair & Beauty Professionals

For barbers and hairdressers, or salon managers and assistants needing to cover themselves but not the salon or business.

Business Professionals

Professional Indemnity cover for tax agents, mortgage and finance brokers, building designers, management consultants, migration agents and more.

Health Professionals

Professional Indemnity cover for psychologists, osteopaths, yoga/pilates instructors, physios, podiatrists and more.

Want to talk about Small Business insurance?

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Popular FAQs

  • insurance.com.au is made up of people who love insurance! We're driven to help people and businesses protect themselves financially against the unexpected. Our goal is to help you find insurance that will provide security and certainty for the future. We understand insurance isn’t everyone’s thing, but it is ours and we have a long history of expertise in what we do. 

    As a member of the Insurance Brands Australia group of companies, we have close to 40 years experience helping over 30,000 Australians protect their assets, businesses and livelihoods.

  • insurance.com.au uses intelligent simplified pathways to provide comprehensive insurance cover, value for money and the best possible service in the least possible time. 

  • Jump across to our claims page. We'll sort it out.

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