insurance.com.au 17 Jun 2025

How to Stay Motivated When Working from Home

Working from home has become very common for businesses, offering flexibility and freedom from commutes. However, with that freedom comes the challenge of staying motivated and distraction free in your working environment.

Whether it’s the comfort of your couch, household chores, or the absence of coworkers, maintaining focus at home can be tough. So, how can you stay productive and energised when working remotely? 


We’ve put together some strategies that may help you stay on track. 


Set up a consistent routine

Having a schedule can help drive consistent behaviours as if you were at the office. Ensure you wake up at the same time each day and follow a morning routine to help you mentally prepare for the day. This could include exercising, journaling, stretching or even making a coffee. 


Establish clear start and end times for your workday to assist you in differentiating between ‘on’ and ‘off’ work.


Create a dedicated workspace

Designate a specific spot for work. Avoid using a bed or couch. This will help establish your working area and lets others in the household know as well. 


Keep your at home workspace clean and well organised. To assist with motivation, consider enhancing your space with plants, inspirational quotes, or a motivational music. 


Dress for success

While at home, wear nice, comfortable clothes will make you feel professional and shift you into ‘work mode’. You may find that you work more efficiently and productively when you’re not in your pyjamas!


Minimise distractions

Turn off all social media notifications and avoid doing things around the house that are not work related. 


As tempting as household chores may be, you should set clear boundaries with yourself and differentiate work from home. It is important to ensure that these boundaries are also set with those around you, including family and roommates.


Move your body

While there are things you should avoid when working from home, there are also benefits that you should take advantage of. Schedule regular movement breaks such as stretching, a quick workout, or walk around the block which you may find harder to do at the office. Physical activity boosts energy, improves focus, and reduces stress.


Stay connected with colleagues

Remote work can feel isolating without the regular daily interactions you receive when working in an office. Stay connected with your team by scheduling regular virtual check ins or coffee chats. 


Insurance and working from home

If You're Self-Employed or Running a Home Business:

If you are self-employed, you likely need business insurance, as home insurance may exclude business-related losses. If clients are visiting your home, you may be liable if they get injured within your home. You might lose valuable work equipment or face lawsuits related to your services.


You should look into:


If You're an Employee Working From Home:

If you’re an employee working from home, your insurance may not cover work equipment or liabilities if something happens (like a fire damaging work property or a visitor getting injured).


You may want to check:

  • If your employer’s insurance covers work-related liabilities.
  • If your home insurance policy covers work-from-home activities.
  • If you need to add a rider (an extra provision) to cover assets like a work laptop or printer.


While working from home may offer incredible flexibility, it's important to balance productivity with personal well-being. 


By setting clear routines, creating a dedicated workspace, and staying connected with your workmates, you can stay productive without feeling overwhelmed. Just find what works best for you and adjust as needed.


Interested in one of the products listed above? 

Contact our team today and learn more!  

This article has been prepared by insurance.com.au Pty Ltd (insurance.com.au) ABN 27 163 909 073, an Authorised Representative (AR Number 443422) of Insurance House Pty Ltd ABN 33 006 500 072 AFSL 240954. A copy of insurance.com.au’s Financial Services Guide (FSG) is available here 


The information in this article is of a general nature and does not take into account your individual objectives, financial situation or needs. Before making a decision based on any of the information, you should consider whether it is appropriate to your particular circumstances. You should also obtain and consider the Product Disclosure Statement (PDS) and, where available, Target Market Determination (TMD) before making any decision to acquire a financial product.  


The information is current at the time of publication. While every effort has been made to verify the accuracy of the information, insurance.com.au, its officers, representatives, employees and agents disclaim all liability (except for any liability which by law cannot be excluded), for any error, inaccuracy in, or omission from the information contained in this material for any loss or damage suffered by any person directly or indirectly through relying on the information. 

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