As a pet parent, one of the most important decisions you’ll make is whether to get puppy insurance, and if so, when to purchase the insurance.
Below are some tips on how pet insurance can help maintain your pups wellbeing!
1. Coverage Before Any Conditions Happen
The biggest advantage of purchasing puppy insurance for your puppy early, is that you’ll be covered before medical conditions arise for the first time. If you wait until after your puppy has developed an issue, that condition may be considered a pre-existing condition, which may further be permanently excluded from your coverage. Puppy insurance is designed to cover unexpected accidents, illnesses, and injuries. By getting insurance while your puppy is young and healthy, the insurance may cover your puppy’s condition for the rest of their life, even if yearly treatment is needed!
2. Cost-Effective When They're Young
It’s a common misconception that puppy insurance is expensive. When, in fact, if your puppy is young, the cost of insurance is generally relatively low.
While puppies bounce back from most small injuries without trouble, the average cost of a vet bill can be quite costly in an emergency, especially when resulting in surgery.
3. One Incident Can Impact Your Finances
Whilst most issues occur as a pet ages, without insurance you may end up paying a large amount out-of-pocket for treatments or surgeries.
It’s also important to check how your excess works in your insurance policy. Some plans have a maximum excess across multiple conditions per year or per condition for life, meaning you can mitigate more of your costs over time.
Understanding how your policy works ensures that you can make the most of your coverage when you need it.
4. Peace of Mind for Your Bank Account and Your Pet’s Well-Being
W it’s an emergency treatment or ongoing care for a chronic condition, having insurance for your pup from a young age can provide peace of mind.
It is entirely your choice if you want to wait until your puppy is older to get puppy insurance. However, insuring a pet at a young age minimises the risk of having any pre-existing conditions excluded from coverage.
By starting early, you ensure that your puppy is covered for unexpected accidents, illnesses, and future health issues throughout their life.
With Tailored Coverage and Optional Extra Benefits, insurance.com.au empowers you to personalise your pet’s coverage. By giving you more options to protect and treat your pet, match your pet's requirements and your budget.
Interested in insurance for your pup? Visit our pet insurance page here.
