Business Building and Contents insurance, also known as Commercial Property insurance, provides financial protection against unexpected insured events that may cause damage to or destroy physical assets. It’s designed to cover the buildings, contents, and stock that a business owns or leases.
The policy may pay for the repair or replacement of damaged or lost property caused by a range of perils, such as fire, vandalism or landslide. Flood and theft coverage is only included in the insurance policy upon selection.
Premiums for Business Building and Contents insurance are influenced by factors such as;
The location of the property
Its construction
The type of business
The coverage limits chosen
You may also choose optional covers to your Business Building and Contents insurance, such as;
Business Interruption Insurance - This cover helps businesses recover lost gross income to continue paying expenses when your business is not operational.
Glass - to cover breakage to fixed glass, sinks or sanitary ware you own or which you are legally responsible for at your premise. Includes plate glass.
Theft - to provide cover for stock and contents in the event of theft or attempted theft.
Money – to cover the loss from theft or attempted theft of your business' money whilst on your premises or in transit.
For full terms and conditions, please refer to the Policy Wording.
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