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Cyber Liability

Are you concerned about cyber attacks? Is your business vulnerable to disruptions by hackers and data breaches? Would you know what to do in the event of a cyber attack on your business? Having a cyber insurance policy may help, to find out more, complete the application form below.

Cyber Insurance Application

Cyber claims are on the rise

Businesses are twice as likely to experience a cyber incident than they were five years ago. Why? Our digital world is getting more complex, let's dive into reasons for prevention, response, coverage and security.

Business Email Compromise
The average loss amount for a business email compromise is $46,000 AUD, making up 27% of cyber claims. *
Funds Transfer Fraud
27% of cyber claims are Funds Transfer Fraud, with an average loss amount of $128,000 AUD.*
Ransomware
Ransomware makes up 8% of cyber claims, but they are highly impactful, averaging losses of $288,000 AUD. *

*Source: Coalition's 2026 Cyber Claims Report. All information is accurate at the time of publishing. 

What is cyber insurance?

Cyber insurance has become an essential aspect of the modern business’ risk management framework. Cyber insurance may provide protection from cyber-attacks and digital threats, offering coverage for losses associated with:

  • Data breaches,
  • Cyber extortion,
  • Business interruption,

For a quote tailored to your needs, download and complete the below application form and send it to newenquiries@insurance.com.au


Cyber Insurance Application


Does every business need cyber insurance?

For many small business owners, the misconception that cyber threats only target large corporations can be costly. Cybercriminals often see small businesses as targets because they may have limited cybersecurity measures in place. Cyber Insurance helps level the playing field by offering protection tailored to the specific needs of small businesses. To discuss Cyber Liability Insurance contact us.
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Insights into Cyber Liability and Protection

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5 Key Considerations for Business Owners Buying Cyber Insurance

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FAQs

  • Cyber insurance is a type of insurance that provides coverage for the various loss exposures companies face (both first-party and liability to third parties) that result from a cyber incident. This can include: 


    • Network and Information Security Liability 
    • Regulatory Defense and Penalties 
    • Breach Response Services 
    • Breach Response Costs 
    • Multimedia Content Liability 
    • PCI Fines and Assessments 
    • Crisis Management and Public Relations 
    • Ransomware and Cyber Extortion 
    • Direct and Contingent Business Interruption, and Extra Expenses from Security Failure and Systems Failure 
    • Digital Asset Restoration 
    • Funds Transfer Fraud, Personal Funds Fraud, and Social Engineering 
    • Reputation Repair 
    • Reputational Harm Loss 
    • Computer Replacement and Bricking 
    • Service Fraud including Cryptojacking 
    • Funds Transfer Liability 
    • Impersonation Repair Costs 
    • Invoice Manipulation 
    • Proof of Loss Preparation Expenses 
    • Court Attendance 
    • Criminal Reward

  • We’re working on making cyber insurance available through our digital solution. In the meantime, please download and complete the form below and email it to newenquiries@insurance.com.au, and one of our insurance specialists will be in touch to discuss your options. Or alternatively, contact us on 1300 468 730. 

    Cyber Application Form

  • Cyber Insurance has become an essential aspect of the modern business’ risk management framework. Cyber Insurance may provide protection from cyber-attacks and digital threats, offering coverage for losses associated with:

    • Data breaches
    • Cyber extortion
    • Business interruption,
    • Other cyber-related incidents
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