Business Liability

• Aircraft products
• Asbestos
• Employer’s responsibility for injured workers (workers compensation)
• Gradual pollution
• Liabilities assumed under contract which you would not be liable for at common law (that is if you enter into a contract which assumes the liability of others, if the law would not consider this your liability had you not signed the contract)
• Liquidated damages
• Products recall
• Punitive damages (damages awarded where a judge believes you acted so badly that extra damages are awarded)

Cover is subject to the policy terms and conditions. Please read the Policy wording before purchasing Public & Product Liability insurance. 

Please contact us on 1300 468 730 to chat through your individual circumstances and we will do our best to support you and your business. 

Business Liability, also commonly known as Public Liability, is designed to protect your business against claims resulting from accidents or injuries that occur as result of your business activities, as well as accidental damage to property owned or controlled by someone else. Business Liability insurance can protect you from the financial loss of associated legal costs and compensation.

Does your small business have a retail location, office, or rented space? Perhaps you deliver goods or visit clients? As a business owner you are accountable to third parties that come into contact with your business – including customers, suppliers and anyone else who may be involved with your business. If damage or an accident occurs while you’re carrying out your business, the impacted third party may be able to make a claim against your business, which can result in costly legal fees as well as the obligation to pay for the damage or injury you may have caused.

• Aircraft products
• Asbestos
• Employer’s responsibility for injured workers (workers compensation)
• Gradual pollution
• Liabilities assumed under contract which you would not be liable for at common law (that is if you enter into a contract which assumes the liability of others, if the law would not consider this your liability had you not signed the contract)
• Liquidated damages
• Products recall
• Punitive damages (damages awarded where a judge believes you acted so badly that extra damages are awarded)

Cover is subject to the policy terms and conditions. Please read the Policy wording before purchasing Public & Product Liability insurance. 

We offer flexible public liability limits of $5m, $10m and $20m. The level of coverage needed will depend on the needs of your business.