Healthcare Civil Liability

Healthcare Civil Liability Insurance has been specially designed to meet the needs of healthcare professionals, combining Professional Indemnity Insurance and Public and Products Liability Insurance. This policy coverage provides protection for yourself, your staff, and your business.

What is Healthcare Civil Liability Insurance? has worked closely with our underwriters to provide an insurance policy that meets the broad needs of Healthcare Professionals. The Healthcare Professionals Civil Liability covers you for Professional Indemnity, Public Liability and Products Liability. 

Many professions in this field are regulated by the Australian Health Practitioner Regulation Agency (AHPRA), in which this insurance policy is compliant. 

What kind of businesses need Healthcare Professionals Civil Liability Insurance?

The Healthcare Professionals Civil Liability Insurance is exclusive for Healthcare Professionals only. 

The policy wording is available for:

  • Beauty therapists.
  • Medical establishments.
  • Educational institutions.
  • AHPRA regulated healthcare professionals.
  • Non-AHPRA regulated healthcare professionals.

Why is Healthcare Professionals Civil Liability Insurance important?

Protecting yourself against any legal action or claims of negligence could prove to be expensive and time-consuming, not to mention the potential damage caused to your reputation and business.  

Professional Indemnity Insurance may protect you and your business from costs associated with claims, including legal defense costs. Cover may include costs related to compensation or damages to be paid as a result of the loss, should you be found responsible. This kind of insurance should give you the much-needed peace of mind and confidence to conduct your business.

What is Public and Products Liability Insurance?

Public liability insurance covers your business in the event one of your clients or a member of the public claims they were injured, or their property was damaged because of your business operations. 

Product Liability protects you from claims made against you in Australia for any products sold or supplied by you to a third party, if your products caused personal injury or property damage. The cover may include compensation payable to a third party and/or reasonable legal defense or investigation costs relating to the claim. 


We'd choose us, but why should you?

Quick and easy quote & purchase process

Policy benefits tailored to your occupation

Dedicated customer service team available

Pay by the month or pay annually

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