A New Partnership to Support Psychologists: Introducing Keystone

At insurance.com.au, we’re committed to delivering high-quality insurance solutions backed by exceptional service. As part of this commitment, we frequently review the market to identify competitive offerings.

Following a recent market review, we’re pleased to introduce a new partnership with Keystone Underwriting Agency (Keystone), an underwriting agency authorised to act on behalf of underwriters at Lloyd’s of London. This partnership has been designed with psychologists in mind, bringing together tailored coverage, sector expertise, and enhanced protection for today’s evolving risks.

What This Means for You

Keystone specialises in the allied healthcare sector and offers a Psychologists Insurance product built specifically for professional practice. The policy includes Professional Indemnity, Public Liability, Products Liability, and Cyber cover, providing protection across both traditional and emerging risks

What’s New in the Policy

While maintaining the core protections you rely on, the updated policy introduces a range of enhancements designed to better support modern practice:

Unlimited in the aggregate for Public Liability meaning public liability claims are no longer limited by an aggregate cap
Standalone Cyber Insurance, with up to $25,000 in cover per policy period for risks such as data breaches, ransomware, and business interruption
Contract review support(up to four sessions) for policy-related matters
Inclusion of Psychedelic Assisted Therapies(subject to terms)
Expanded scope to include Play Therapists
Flexible premium considerations for extended breaks (assessed case by case)
Principal’s Indemnity Extension available (subject to underwriting and additional premium)

As always, all benefits are subject to policy terms, conditions and exclusions, and the Product Disclosure Statement (PDS).

Continued Benefits You Value

You will continue to have access to key features currently available, including:

1-hour complimentary legal advice for matters relating to your insured healthcare services (subject to policy terms)
No changes to approved modalities
Complimentary student policies, now offered through Keystone (subject to eligibility and policy terms)

If you have any questions about the new partnership or your upcoming renewal, our team is here to support you.

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This article has been prepared by insurance.com.au Pty Ltd (insurance.com.au) ABN 27 163 909 073, an Authorised Representative (AR Number 443422) of Community Broker Network Pty Ltd ABN 60 096 916 184 AFSL 233750.

The information in this article is of a general nature and does not take into account your individual objectives, financial situation or needs. Before making a decision based on any of the information, you should consider whether it is appropriate to your particular circumstances. You should also obtain and consider the Product Disclosure Statement (PDS) and, where available, Target Market Determination (TMD) before making any decision to acquire a financial product. These are available at https://www.insurance.com.au/important-documents.

The information is current at the time of publication. While every effort has been made to verify the accuracy of the information, insurance.com.au, its officers, representatives, employees and agents disclaim all liability (except for any liability which by law cannot be excluded), for any error, inaccuracy in, or omission from the information contained in this material for any loss or damage suffered by any person directly or indirectly through relying on the information.