Insurance for PT's & Fitness Instructors
While you take care of your clients fitness, we’ll take care of your PT & Fitness insurance. Done. Tick!
While you take care of your client's fitness, we’ll take care of your PT & Fitness Instructor insurance.
Insurance specifically designed for personal trainers, fitness experts, fitness instructors and gym owners, the personal trainer and fitness instructors’ insurance is part of our comprehensive insurance coverage for allied health professionals.
Whether you're conducting sessions online, at home, in a gym, or managing a gym, the Healthcare Civil Liability insurance, which combines Professional Indemnity and Public & Products liability insurance, provides the flexibility and coverage you need. It’s ideal for full-time professionals, part-time trainers, and freelancers, ensuring peace of mind no matter how or where you work.
Benefits of this cover
Combined Professional Indemnity, Public Liability and Products Liability insurance.
*Unlimited run-off cover.
*Unlimited retroactive cover.
Up to $20M Professional Indemnity cover.
Up to $20M Public Liability cover.
* Eligibility for unlimited cover is subject to underwriting criteria, individual circumstances and claims history.
What does this policy cover me for?
Here are some examples of what our Healthcare Civil Liability policy may cover you for:
Physical Injury
A personal trainer is supervising a high-intensity interval training session, when a resistance band snaps unexpectedly, causing a client to injure their shoulder.
Trips, Slips, and Falls
In an outdoor fitness class, a client slips on wet grass during a transition and twists their ankle. The client holds the coach responsible for not adequately assessing the conditions beforehand.
Negligence
A workout plan is provided to a client without consideration of a previous knee surgery they have undergone. As a result, the exercises exacerbate their injury, leading to complications.
Error in Judgment
When coaching a small group in weightlifting, a participant is encouraged to attempt a heavier deadlift. They strain their back and require weeks of physiotherapy, leaving them unable to perform their job as a delivery driver.
Poor Professional Advice
During a consultation, a coach recommends to their client a high-impact cardio routine. The client has a history of heart issues, resulting in health complications.
Why insurance.com.au?
We'd choose us, but why should you?
Quick & easy quote and purchase journey.
Policy benefits tailored to you as a PT & Fitness Instructor.
Dedicated customer service team available.
Monthly payment option.
Run-off cover.
What do you want to do?
We're ready when you are.
Start your journey here!
Contact us.
Want to talk about Personal & Fitness Insurance?
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What's your number?
Call us
1300 468 730
Call us during business hours
Mon - Fri 8.30am - 7.00pm (AET)
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