Insurance for Nurses

While you take care of your patients, we’ll take care of your Nurse's insurance. Done. Tick!

Nurses insurance. We've got your back.

At insurance.com.au we offer combined Public Liability and Professional Indemnity insurance for nurses under our Healthcare Professionals Civil Liability policy. Quality cover, competitive premiums and specialised claim handling. You’ll also be entitled to up to one hour of complimentary legal advice for matters specifically related to notifications of circumstances that may give rise to a claim.


Doing cosmetic work on the side? 

We have the option to add medical cosmetic injectables under your policy, with the flexibility to include and exclude PDO/Mono Threads depending on what services you provide. Just ask us how.

Why do I require insurance as a nurse?

Requirements by the Nursing and Midwifery Board of Australia (NMBA) registration standard states that enrolled nurses, registered nurses and nurse practitioners who hold insurance cover in their own name need to retain evidence of their insurance and to provide it to NMBA on request. 

 

According to the NMBA, PII arrangements may be provided:

  • through your private or public sector employer
  • as part of membership of a professional body, trade union or defence organisation
  • through a contract of insurance obtained by you directly from an insurer or through an insurance broker, or
  • through a combination of the above.

 

The product extends to a diverse range of roles, including but not limited to Aboriginal and Torres Strait Islander Health Nurses, Aged Care Nurses, Case Managers, Clinical Nurse Specialists, Nurse Practitioners, Community Health Nurses, School Nurses, Accredited Nurse Immunisers, Mental Health Nurses and students.


The Healthcare Professionals Civil Liability  

  • Comprehensive Civil Liability coverage. 
  • Comprehensive claims made public & products liability cover. 
  • 1-hour complimentary legal advice specifically related to policy coverage and matters that may give rise to a claim that relates to the policy and profession.
  • Individual choice of limit.
  • Access to the ProRisk Whistleblower Hotline Service.
  • Competitive pricing.
  • Includes coverage for medical cosmetic injectables.


Full scope of practice coverage including ear syringing

Ear syringing is covered. The only exception is prescribing psychotropic medications. See below for the full scope of practice that is covered under this product. 


See full modalities list below. 

Employed Nurses

If you are employed, and you only work for an employer, your employer is likely to have PII arrangements that provide appropriate cover for your practice and the risks involved in your work. 


*An employer's PII arrangements will only provide cover for activities you carry out as part of your duties during your employment. If you have undertaken any self-employed work prior to employment, you may need to maintain your own policy to cover for your previous work because this is likely not covered under your employer's policy. 


Self-Employed Nurses

If you are self-employed, you will need to make sure that you have made your own PII arrangements.


If you carry out a combination of employed and self-employed roles, you will need to make sure that you have PII arrangements in place for your self-employed work, as this will not be covered by any PII arrangements put in place by your employer. You should always make sure you have PII arrangements in place which provide appropriate cover for all parts of your practice.

Modalities

Health Care Settings

Aged Care 
Correctional Facility
Defence Forces
Government
Indigenous Health (ACCHS/AMS)   
Nurse Consultant
Primary Health Network
Skin Health
Student
Community Health
General Practice
Hospital
Mental Health
Pharmacy
School Nursing
Specialist Rooms
Uni/TAFE/Education Provider




Positions

Aboriginal and Torres Strait Islander Health Nurse
Aged Care Nurse
Case Manager
Child and Maternal Health Nurse
Clinical Nurse Specialist
Consultant
Diabetes Educator
Home Care
Manager/Team Leader
Nurse Practitioner
Outreach
Policy
Practice Nurse
Refugee Health Nurse
School Nurse
Student
Work Health and Safety
Accredited Nurse Immuniser
Care Coordinator
CEO
Clinical Nurse Consultant
Community Health Nurse
Correctional Facility Nurse
Educator
Locum/Agency Nurse
Mental Health Nurse
Nurse Manager
Nurse Telephone/Advice line
PHN Practice Support Officer
Postgraduate student
Project Officer/Manager
Researcher/Academic
Specialist Rooms Nurse
Women's Health Nurse



Enrolled Nurse (Modalities)

Medication Administration
Wound Care
Vital Signs Monitoring
Basic Nursing Care
Catheterization
Blood Glucose Monitoring
Phlebotomy
Respiratory Care
Ear Syringing
Patient Observation
Mobility Assistance
Continence Care
Oral Suctioning




Registered Nurse (Modalities)

Advanced Medication Administration
Patient Assessment
Care Planning
Advanced Wound Care
Intravenous Therapy
Palliative Care
Health Education
Chronic Disease Management
Infection Control
Mental Health
Clinical Supervision
Triage
Emergency Care
Patient Advocacy
Nutritional Support
Pre- and Post-Operative Care


Nurse Practitioner (Modalities)

Diagnosis and Treatment
Minor Surgical Procedures
Advanced Diagnostic Tests
Chronic Disease Management
Prescribing Medications
Referral to Specialists
Health Promotion and Disease Prevention
Telehealth Services
Advanced Cardiac Life Support (ACLS)
Comprehensive Care
Specialist Consultations
Health Policy Development
Complex Case Management
Emergency Department Care


Why insurance.com.au?

We'd choose us, but why should you?

Quick & easy quote and purchase journey.

Policy benefits tailored to you as a nurse.

Dedicated customer service team available.

Monthly payment option.

Run-off cover.

Cover for all nurses, including certified nurses (excluding maternity and retired nurses).

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