Self-Employed Reality Check: No Sick Leave, No Backup… What’s Your Plan B?

Imagine this: You wake up feeling unwell. A heavy flu has knocked you out. Your appointments and meetings for the week vanish, and with them, your income. The bills don’t pause. Rent is due, groceries need buying, and school fees won’t wait.

If you are self-employed or run a small practice, this is the reality. There is no HR department, no paid sick leave, and no backup plan. One unexpected illness, injury, or even burnout can turn your revenue off overnight.

What Happens If You Can’t Work?

Income protection steps in when you cannot work. It can replace lost earnings due to illness or injury, keeping your essentials covered while you recover. Think of it as a financial safety net, so your business and life keep moving even when you have to pause.

Why Do Self-Employed Professionals Rely on Income Protection?

Cash-flow stability: Cover everyday costs without touching savings.
Business continuity: Keep your practice running and your reputation intact.
Family security: Maintain mortgage payments, school fees, and weekly expenses.

Income protection is designed for professionals with variable income. Flexible options make it easy to tailor coverage to your practice, your budget, and your lifestyle.

How Can You Protect Your Income Before the Unexpected Happens?

A week off shouldn’t mean a financial crisis. Protecting your income ensures your business, family, and plans stay on track no matter what life throws at you.

Secure your safety net today with Lifebroker.

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