Small Businesses

Small Business insurance to protect your livelihood.

Every small business owner knows how much time and effort it takes to be successful out there. We understand that. So, we're coming up with a better way for you to save time and still get the comprehensive and competitive insurance premiums you and your small business deserve. It's all part of our tailor-made online insurances for small businesses.

Fast. Simple. Small Business Insurance Done.

Get comprehensive business insurance in minutes with insurance.com.au. Discounts apply when you choose to bundle certain covers. Done. Tick!

Combined Public & Product Liability with flexible liability limits of $5m, $10m and $20m. Optional covers also available.
Protects your commercial property, contents and stock. Includes Glass, Theft & Money as optional.
Covers your Tools and Portable Business Contents, including laptops, in case of theft or accidental damage.
For those that provide specialist services or advice, Professional Indemnity covers you in case of errors or omission's.
Covers data breaches in the case of a cyber attack by providing financial assistance to respond and recover. Not available online.
Combined Professional Indemnity and Public & Product Liability cover specific for Healthcare Professionals.

Optional Covers.

Get added peace of mind for you and your small business.

Business Interruption

Covers your lost income, profits or turnover as a result of interruption to your business caused by unforeseen events, such as a fire.

Theft, Money & Glass

Covers loss or damage to your contents caused by theft or attempted theft; loss of business money; and damage to or broken glass at your location.

Equipment Breakdown

Covers you for breakdown to your machinery or items of electronic equipment that occurs at the location.

Need more help deciding? Here are some common things people ask about our small business insurance cover.


Do I need multiple covers for my small business?

This varies depending on the business. It is important to consider what can go wrong in your business and whether insurance is required to mitigate that risk.  

Our Small Business Insurance is designed to provide multiple covers in one easy-to-manage place to ensure your business is protected against many unexpected events. 

Does your Small Business Insurance cover theft?

Yes. Our Small Business Insurance has an option for Theft, Money and glass cover.  

It is important to consider how much your business contents and stock are worth and the amount of coverage you will need to ensure to ensure your policy can adequately cover your lossIf you have any questions, our customer support team are always here to assist 

How do I keep running my small business if something happens?

Unexpected events can occur when running your business, and sometimes, this may impact daily operations. Business Interruption Insurance may help cover certain financial losses and other business expenses to help you get back on your feet faster. 

Here are some of the types of small businesses we can help. 

If you can't find your occupation listed below, it doesn't mean we can't help. Just get in touch with one of our friendly staff and we'll talk it out with you.

Retailer

Opening the door to a much better way for hardworking retailers to get insured.

Sole Trader

Securing your livelihood so you can continue flying solo.

Florist

A big bunch of improvements to help you save time with online insurance.

Café & Restaurant

All the right ingredients for faster, simpler insurance and online service.

Tradies

Insurance that gets what you do for a living.

Can’t find your occupation?

We may still be able to help you.

Why insurance.com.au?

We'd choose us, but why should you?

Quick and easy quote & purchase process

Policy benefits tailored to your occupation

Dedicated customer service team available

Want to talk about Small Business insurance?

Call us during business hours

Mon - Fri 8.30am - 7.00pm (AEDT)

Leave us a message

Popular FAQs

  • insurance.com.au is made up of people who love insurance! We're driven to help people and businesses protect themselves financially against the unexpected. Our goal is to help you find insurance that will provide security and certainty for the future. We understand insurance isn’t everyone’s thing, but it is ours and we have a long history of expertise in what we do. 

    As a member of the Insurance Brands Australia group of companies, we have close to 40 years experience helping over 30,000 Australians protect their assets, businesses and livelihoods.

  • insurance.com.au uses intelligent simplified pathways to provide comprehensive insurance cover, value for money and the best possible service in the least possible time. 

  • Jump across to our claims page. We'll sort it out.

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